James Richard Paulhamus of Plunketts Creek Township, Pennsylvania, has been charged with felony insurance fraud and theft by deception. He allegedly filed two insurance claims with Progressive Insurance for damage to his truck, claiming separate deer collisions in 2020 and 2023.
The first claim, filed in November 2020, reported damage from striking a deer. Paulhamus did not pay his $1,000 deductible and received no payment. In March 2021, he obtained a new policy with a $100 deductible. The second claim, submitted in April 2023, also claimed deer damage, but photos provided to investigators showed the same damage from both incidents.
When confronted with the evidence, Paulhamus confessed to providing false information to the insurance company, admitting he "messed up" and "lied." He stated that he was experiencing financial difficulties when he submitted the second claim, which was for $4,120 and was subsequently denied. The only damage from the second claim was minor.
Paulhamus was arraigned on felony charges and waived his preliminary hearing. He is currently free on $15,000 bail.
In late November 2020, James Richard Paulhamus submitted a claim to the Progressive Insurance Company for damage done to his 2010 Chevrolet Silverado pickup truck that was caused when he struck a deer, according to an affidavit. At the time, Paulhamus, of 10784 Route 87, had a $1,000 deductible on the policy, but he did not want to pay that so he received no payment, Special Agent Craig Pavlosky with the Pennsylvania Office of Attorney General stated in the court document. In mid-March 2021, Paulhamus obtained a new policy in which the deductible was only $100, the agent
stated.
Paulhamus later submitted a second claim in which he stated he struck a second deer with the same
truck in April 2023. When Pavlosky showed him photos taken by the insurance company of the damaged truck for the first and second claims, “both sets of photos appeared to have the same damage,”
the agent wrote in the affidavit.
When confronted, Paulhamus admitted that he “messed up,” that he had provided the insurance company with “incorrect information” and that he had “lied to them” when he stated earlier that he had
his truck repaired after the first deer strike, according to the court document. The only actual damage from the second deer strike was “clips that may have fallen off from underneath” the truck, Pavolsky said. Paulhamus’ second claim to the insurance company, which was for $4,120, was denied, the agent said. Paulhamus, 56, told the investigator that when he submitted the second claim, he was having “some financial issues,” the affidavit stated. Recently arraigned on felony charges of insurance fraud and theft by deception before District Judge Judge Kirsten Garder, he has since waived his preliminary hearing and is free on $15,000 bail.
Skip the extension — just come straight here.
We’ve built a fast, permanent tool you can bookmark and use anytime.
Go To Paywall Unblock Tool