What the Liberals’ election win means for your personal finances - The Globe and Mail

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Seniors and Retirement

The Liberals promised a 25% reduction in minimum RRIF withdrawals and a 5% increase in the Guaranteed Income Supplement for low-income seniors, both temporary measures.

Taxes

A middle-class tax cut reducing the lowest income bracket's marginal tax rate by one percentage point is proposed, alongside automatic tax filing for low-income households and seniors, and a review of the Disability Tax Credit.

Housing

The Liberals aim to increase housing supply by constructing 50,000 new homes annually, providing funding for prefabricated and affordable home builders, and offering GST relief for first-time homebuyers.

Cost of Living

The plan includes GST cuts for first-time homebuyers, funding for home retrofits, incentives for lowering utility bills, expanded dental coverage, investments in food security, and further exploration of transportation cost relief.

Job Skills and Training

Expanded job training and upskilling opportunities, easier access to EI benefits, and increased funding for the Union Training and Innovation Program are proposed. Apprenticeship training cost coverage and tax deductions for workers relocating for jobs are also included.

Child Care

The Canada Child Benefit will be protected, the $10-a-day early learning and child care (ELCC) program will be strengthened, and 100,000 new child care spaces and 35,000 new jobs will be created by 2031.

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